Retirement seems to be the word of the decade, now that baby boomers are beginning to experience the latest in their life adventures. Unfortunately, this event coincides with a high level of uncertainty in financial markets and in other aspects of the wealth equation. Here’s some further evidence: in a recent survey (and recent surveys, as we know, are a major industry), 47% of baby boomers (born between 1946 and 1964) say that they are confident of having a comfortable retirement, down from 55% in March of 2011. About a quarter of baby boomers say they never intend to retire. Of course, they might not have that option, due to health issues or the attitude of their employers. Finally, about 45% say they will rely heavily on Social Security benefits in retirement.